Personal Accident Insurance
Personal Accident Insurance Personal Accidents and Loss of Working Capacity Insurance All of us, even the most cautious, are subject to accidents occurring at home or outside. None of us is immune to accidents, and it is impossible to predict when one may surprise us. “Betach Toren” agency, which accompanies you throughout your life, will […]
Retirement Planning
Retirement Planning Retirement Planning and the Third Age “Betach Toren” life insurance and pension department experts will prepare an optimal tax plan adapted to your needs, income, and accumulated savings. All this is subject to changes in taxation laws to find the best solution and significantly increase your revenue while reducing your tax liabilities upon […]
Personal Accident Insurance
Personal Accident Insurance Personal Accidents and Loss of Working Capacity Insurance All of us, even the most cautious, are subject to accidents occurring at home or outside. None of us is immune to accidents, and it is impossible to predict when one may surprise us. “Betach Toren” agency, which accompanies you throughout your life, will […]
Pension Fund
Pension Funds A pension fund is an instrument that includes, in addition to the retirement savings element, coverage in the event of death (Survivors Pension) and in case of disability or loss of working capacity (Disability Pension). Survivors and Disability coverages are conducted with a mutual guarantee of all fund members (partners); this is unlike […]
Advanced Study Funds
Advanced Study Funds Advanced Study Fund is a mid-term savings plan that allows salaried employees and self-employed individuals to accumulate capital savings for any purpose. Its most significant advantage is that after six (6) years, the accrued funds (deposited by the employer and the employee) are tax-exempt and liquid for withdrawal. Many people are unaware […]
Provident Funds
Provident Funds A provident fund is a long-term savings plan based on savings only and consists of employee and/or employer deposits without an insurance component. Compared to long-term pension plans, which include life insurance (risk) and disability insurance. Provident Fund Benefits Pure savings without insurance components and fees Diverse investment avenues available for each member […]
Personal Financial Savings
Personal Financial Savings Opening a Personal Financial Savings Policy with an insurance company is a multi-benefit solution for managing available income, compared to saving with a bank. The program allows maximum flexibility in depositing money for any purpose (a lump sum and/or monthly deposits) and withdrawing the funds at any time. Your savings are invested […]
Health Insurance
Health Insurance The Health Insurance policy offers additional coverage to those provided by the various HMOs operating under the National Health Basket. “Betach Toren” markets private health insurance policies of Israel’s leading insurance companies, customizing the required coverages to each client, according to their abilities and changing needs, including: Coverage for private surgical expenses in […]
LTC (Long-Term Care) Insurance
LTC (Long-Term Care) Insurance The policy covers the costs of various treatments for those who require long-term care and cannot tend to their own health, for example, Individuals after severe accidents, people with disabilities, elderly individuals who have lost their ability to function, etc. Additionally, the insurance coverage also applies to those injured by accident […]
Management Insurance
Management Insurance All salaried employees may purchase Management Insurance for themselves. Management Insurance Policy is also available for self-employed individuals (“Remunerations for the Self-employed”). What do the “Management Insurance” and “Remunerations for the Self-employed” policies include? Pension savings plan – deposit of a certain rate from your monthly salary. In a Management Insurance policy for […]
