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Provident Funds

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Provident Funds

A provident fund is a long-term savings plan based on savings only and consists of employee and/or employer deposits without an insurance component. Compared to long-term pension plans, which include life insurance (risk) and disability insurance.

Provident Fund Benefits

  • Pure savings without insurance components and fees
  • Diverse investment avenues available for each member to choose from
  • Flexibility of monthly deposit amount
  • Tax benefits – Tax credit and deductions over employees and self-employed deposits.


“Betach Toren” insurance agency markets provident the funds of Israel’s leading investment houses and pairs each client with a fund that considers current salary, needs and future plans.


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